To help ensure safer travel during the holiday rush, Malayan Insurance Co. Inc. (MICO) has teamed up with LRT-1 to provide free Personal Accident (PA) insurance to train riders throughout December.
The month-long campaign, dubbed “The Gift of Protection,” is being rolled out at Gil Puyat Station, one of the busiest stops for passengers heading to Makati, shopping areas, and provincial terminals.
A fully wrapped LRT-1 train will also run along the line to promote safety and awareness.
Commuters can avail themselves of the complimentary insurance by scanning QR codes displayed at Gil Puyat Station and on the branded train.
Only basic information, such as name and mobile number, is required, and a digital policy certificate is issued instantly.
“December is the most hectic time for Filipino commuters—carrying gifts, rushing to catch buses home, navigating crowded stations,” said Malayan Insurance COO Eden Tesoro.
“We wanted to cut through the holiday chaos with a meaningful gesture that reminds Filipinos that protection isn’t an expense — it’s a gift.”
The initiative is part of Malayan Insurance’s efforts to make insurance more accessible and relevant to everyday commuters, positioning personal protection as a practical investment rather than a financial burden.
The campaign will run for the entire month of December 2025.
