Charge2Phone (C2P), a service developed by Voyager Innovations that allows payments to be charged against a phone line, was recognized recently at the Meffys Global Mobile Awards 2015 held in London.
Chosen from among a global shortlist was Charge2Phone (C2P) which was recognized as the world?s best mobile money service at the Meffys.
C2P is the country’s first sticker-based innovative card feature that allows contactless payments for over-the-air counter purchases and online payments using a Smart or Sun mobile number.
The service was developed through a collaboration with Citi Philippines and Visa. C2P was also shortlisted under the Innovations in Financial Technology category.
?We?re honored that C2P, a homegrown innovation, was recognized at the global stage. Together with this award, the positive feedback from consumers and our partners validates our leadership in the financial technology space in emerging markets,? said Orlando B. Vea, president and CEO of Voyager Innovations.
Organized by the Mobile Ecosystem Forum, a global trade association of the expanding mobile ecosystem, the annual Meffys is an international award-giving body considered as a global benchmark in the mobile industry.
It recognizes the most influential technology companies from around the world across 17 mobile categories. Finalists chosen from hundreds of entries from companies all over the world were judged by a panel of journalists, academics, analysts, and venture capitalists.
Voyager Innovations and Smart eMoney, both digital units of PLDT and Smart, earned the most number of finalists at this year?s Meffys with four, and are the only Philippine-based companies in the shortlist that includes Barclay PCL, Telefonica, AVG Securities, F-Secure, Evernote, Skyscanner, Easy Taxi, Airtel and other global leaders in the converging digital, telecommunications and financial services arena.
Also shortlisted as finalists were LockByMobile (Consumer Trust Category) and Mobile Loan Saver (Consumer First Category).
LockByMobile is the world’s first mobile-based anti-fraud and card control security solution. Developed by Voyager Innovations, LockByMobile empowers card users to “lock” and “unlock” their ATM, prepaid, debit, and credit cards with the use of their smartphones.
The Landbank Mobile LoanSaver was launched in partnership with the Land Bank of the Philippines, which is the country?s first paperless and electronic salary loan program with auto savings and insurance features.
In less than a year, the service has processed over P4 billion in salary loans for more than 30,000 employees from about 580 government agencies.
?All financial technology products and platforms that we are developing are demand driven and customer-centric. We are here to enable, engage and empower all stakeholders in the ecosystem. This includes consumers, enterprises, small and medium businesses, entrepreneurs, banking and finance institutions, government and humanitarian agencies and regulators,? said Lito Villanueva, vice president and head of financial innovations, digital inclusion, and alliances at Voyager Innovations.
Early this month, Voyager Innovations introduced Lendr, the first online consumer loans marketplace platform, to members of the Rural Bankers Association of the Philippines.
Lendr is expected to significantly help expand the reach and increase efficiencies in the consumer loan offerings of financial institutions.
The company also signed a deal with Bulgarian based fin-tech startup Cash Credit for consumer loans credit scoring. Most recently, Voyager Innovations and Smart entered into a strategic partnership agreement with the CIMB Group, the Malaysian-based universal bank that has presence across Southeast Asia.
In August this year, Smart eMoney introduced PayMaya, the newest digital payments mobile app that generates an instant virtual Visa, allowing consumers to immediately shop online once reloaded.
PayMaya also comes with a physical Visa card that can be used to swipe for face-to-face transactions. A variant, PayMaya Visa card with beep, comes with a beep wallet and can be used to tap at LRT and MRT stations.
Last year, Smart eMoney also won the Best in Mobile Money award at the Meffys for its mobile cash transfer program with the Land Bank of the Philippines which was deployed in the aftermath of super typhoon Yolanda.
Smart eMoney enabled the payment fulfillment facility for the cash-for-work disaster relief intervention of the United Nations Development Program (UNDP).