Maya reported continued growth and profitability in the first quarter of 2026, with deposits rising 73% year-on-year to P76 billion as more users adopted its digital banking and payments services.
The company said its loan portfolio expanded to P33 billion during the quarter, supported by what it described as an AI-driven underwriting system aimed at extending credit access to unbanked and underbanked Filipinos.
Maya’s gross non-performing loan ratio stood at 4.9% as of March 2026, while its net interest margin reached 17.1%. Its loan-to-deposit ratio was at 44%.
The company said integration between its consumer app and business platform helped accelerate payment acceptance and business deposit growth, particularly among micro, small, and medium enterprises.
During the quarter, Maya also expanded its partnership with the IT and Business Process Association of the Philippines to provide digital banking and credit services to around 1.9 million workers in the IT-BPM sector.
“Our continued profitability and growth are a testament to the power of our integrated platform,” Maya said in a statement. “By combining industry-leading payments with a high-growth digital bank, we aren’t just managing money — we are enabling economic progress for millions of Filipinos.”
The company also cited several recognitions it received this year, including “Neobank of the Year” and “Best Digital Fraud Protection Experience” at The Asset Triple A Digital Awards, as well as inclusion in Forbes’ World’s Best Banks list for the third straight year.
